Protecting Your Business from Natural Disasters with a Disaster Recovery Plan
f the U.S. companies that are victim to a man-made or natural disaster, the Contingency Planning Research Strategic Corporation says 43% never reopen their doors and 29% are out of business within...
Take Three Steps to Controlling Your Workers’ Compensation Costs
ontrolling workers’ compensation costs are not as difficult as you may think. The secret is a three-step approach that is firmly grounded in common sense: avoid injury claims, use proper industry...
Employers Potentially Liable for Accidents Caused by Employees Using Cell Phones
ell phones now allow employees to conduct business from nearly any conceivable location, but when that location is a vehicle moving at 60 miles per hour, a dangerous situation can occur for which...
What Small Business Owners Need to Know about Common and Costly Claims
Research based on the Hartford’s liability claims showed that about 40 percent of small businesses will likely experience a general liability claim or a property liability claim within the next 10 years. Burglary and theft are...
How Much Business Liability Do You Need?
here is no set formula regarding how much liability a business needs. However, the more coverage you have, the more bulletproof your business becomes. If you are running a very successful...
Steps to Prevent Falls in the Workplace
lip-and-fall accidents are the reason many claims are filed against insurance companies every year. They are also the reason many people and especially seniors end up in hospitals with broken bones. There are...
OSHA Stands Ready to Assist Small Businesses
With everything small business owners have to do, it’s easy to get overwhelmed. And depending on your industry, just keeping up with the changing regulations and requirements regarding workplace safety can be a...
Cost Effective Legal Defense to Protect Your Business
t’s no secret that insurance companies hire from among the best attorneys available, and those attorneys defend you when you get into a legal incident covered by a liability policy that you have secured. But...
Implement Procedures to Help Reduce Workers’ Compensation Claims
n today’s tough economy where the cost of doing business continues to soar, companies who provide Workers Compensation need to take steps to operate as cost-efficiently as possible. Assigning a...
Don’t Forget Insurance for Your Organization’s Cyber Risks
he federal Internet Crime Complaint Center received over 330,000 complaints in 2009, and more than a third of them ended up in the hands of law enforcement. The damages from those referred to the authorities...