by Insurance Guys | Apr 1, 2019 | Business Auto, Business Insurance, Business Liability, Commercial Auto, equipment, Food Truck, General Liability Insurance, Truck Drivers
Some people choose to sit behind a wheel instead of a desk for work. These resilient individuals are truck drivers who dedicate long hours on the road to get products to and from different cities. There are short-haul and long-haul, or OTR (over-the-road), drivers...
by Insurance Guys | Mar 29, 2019 | Business Auto, Business Insurance, Food Truck, Restaurant Insurance, Truck Drivers
TThere is no doubt that you have some serious chops in the kitchen if you are considering starting a food truck. The food service business is highly competitive and financially unforgiving with food truck failure rates as high as 60 percent. You’re a great chef, but...
by Insurance Guys | Mar 25, 2019 | Business Auto, Commercial Auto, Food Truck, Professional Liability, Truck Drivers
If you use your vehicle for business purposes, it’s important to invest in excellent commercial vehicle insurance coverage. The last thing you want is to damage your moneymaker in an accident and not have the coverage you need to repair or replace it. This may force...
by Insurance Guys | Jan 14, 2019 | Business Auto, Commercial Auto, Towing, Truck Drivers
The call of the open road often compels many truck drivers to take long hauls across the United States. This provides a wonderful opportunity to routinely explore America, from lush forests to salty coastlines and hot deserts to snowy mountains. However, truck driver...
by Insurance Guys | Jan 11, 2019 | Business Auto, Business Insurance, Business Liability, Commercial Auto, Towing, Truck Drivers
You might think that starting an independent towing truck operation is as simple as buying a truck and quickly Googling the requirements for a towing company. However, there’s a lot more to crafting a tow truck business plan than that. Before you purchase a tow...
by Insurance Guys | Jan 9, 2019 | Business Auto, Business Insurance, Professional Liability, Truck Drivers
As an independent owner operator of a truck, insurance should be one of your most important expenses. Unlike when you work as part of a fleet or for another company, you are required to carry a certain amount of primary liability insurance. Every state may also have...