If you don’t understand X-Mods you are not alone, but it is a critical part of your Workers Compensation insurance costs. Below we will try to break down X-Mods into simple terms but it does not cover every aspect that could affect your X-Mod.To get an in-depth...
Your Experience Mod Factor (X-Mod) can be the single most controlling factor in determining your Workers Compensation Costs. Depending on what your X-Mod is, you could either pay 50 percent less than your competitors or you could pay as much as 300 percent more than...
In a Hurry? Click to Call Our Office Like most small business owners you have your disagreements with Obamacare, but actually, medium size business owners have the most to fear. Beginning in 2014 Obamacare will fine companies that fail to provide health insurance to...
In a Hurry? Click to Call Our Office October is Crime Prevention Month, and experts recently shared some helpful information about four of the most common crime schemes criminals use. In addition to this, they offered some helpful suggestions for implementing best...
There are many issues that can cause major setbacks for businesses. Electrical fires can damage inventory and equipment as well as shut down a business temporarily. Customer injuries can lead to lawsuits, natural disasters can destroy property and burglaries can...
There are many instances of insurance-related crimes occurring every year. One of the biggest crimes is insurance fraud, which results in a loss of $80 billion each year. The Coalition Against Insurance Fraud recently released a list of the most dishonorable and...
